These days, the media seems to enjoy highlighting just how expensive having children is. Excluding the costs of pregnancy and college, which are whoppers all on their own, having a baby runs the average family roughly a quarter million dollars. With child-related expenses in that high of a range, many people question whether they should have children or have more than one.
Search engines—such as Bing, Yahoo, and of course Google—have become a staple in the activities of most computer users. They can help narrow down a search just as well as they can assist with broadening it. However, it is another type of “engine” making waves in the dot com ocean, and that would be the “Price-Engine,” also known as a comparison shopping website.
For a lot of people, saving money is hard work. Spending comes naturally, but tucking away money for a rainy day is a little bit harder. Rather than making a long-term savings goal, try setting a daily goal to get in the habit of stashing small amounts of cash. Saving just $5 a day over the course of a work week will add up to significant savings by the end of the year.
Do you need help in managing your money? You may be able to get help from your smartphone that’s in your pocket. Writing checks, mailing in your bill payments, waiting for your paper bank statements, writing down your budget – all of these things are outdated methods of dealing with your finances. We must all embrace new technologies and let go of our attachment to the old ways of doing things.
You’ve been working at the same job for years, but no promotion, no raise, nothing. Don’t blame it on your boss, don’t blame it on the economy, the only person to blame is yourself. You just may be doing something wrong that’s preventing you from receiving a pay raise.
Here are the top 5 reasons you aren’t getting a raise at work.
Have you ever noticed that you can go a few days without spending a dime, then all of a sudden you go on a crazy spending spree? There are two main reasons why this happens. The first is practical – you probably overspent right after you got your paycheck. The second is psychological – you’re sad, tired or just plain bored.
But there are other occasions we spend too much. If you can spot the times you tend to overspend you can learn to avoid those situations altogether. Here are 4 situations where people tend to overspend.
Failure is a great teacher. In fact, it is easier to learn when things go wrong than when things go right. Why? If you are successful, you might find it hard to isolate the things you did wrong and still manage to end up at the right place. You might end up chasing shadows. When things go south, on the other hand, it is easier to track down the component in your overall game plan that didn’t work. After all, failures usually involve only one or a few things going wrong along with other elements going right. You can troubleshoot and isolate key elements that you need to fix.
Being late on a credit card payment may inevitably happen to all of us. There are many circumstances which can cause us to miss a payment. Maybe your bill or your payment was lost in the mail. Maybe you didn’t have enough to pay the bill. Or maybe you just forgot.
If this happens to you, don’t despair, there are 6 things you need to do if you miss a credit card payment.