If you’re thinking of taking the plunge into the housing market, applying for your first mortgage can seem intimidating. The process is at times misleading and confusing, which is why many people view buying a house as one of the scariest times in their lives.
When the time comes for you to buy a house, here are 7 mistakes you should do your best to avoid.
You are your greatest asset. It is easy to define assets as things like apartments that generate rental income but the truth is that your greatest asset is yourself. Sure, you might get a decent return from an apartment complex but the greatest returns you will ever get, from a purely personal level, is your investment in yourself.
Once you take the plunge into retirement, it’s time to start thinking about your 401K again. You’ve worked hard to build up your nest egg, and there are some things you need to do to protect it. One of those things is remove it from anything that associates it with your former employer. Rolling your 401K into an individual retirement account is a smart move, and here’s 5 reasons why.
If your New Years resolution is to save more money this year, it’s vital that you know what the five most common money pits are and how you can avoid them. We all fall prey to wasting cash at some point or another, but it doesn’t have to be that way. Take a look at this list and see if you’ve been fooled by any of these money pits.
It’s easy to get caught up in the daily grind of going to work, coming home, eating, sleeping and paying bills. While it may seem like money makes the world go round, there are some things money can’t buy. Take a minute to look at all the things in your life that are free and you’ll soon feel the stress of your personal finances lifting off your shoulders.
Read on to discover 5 things money can’t buy and count your blessing for the things nobody can ever take away from you.
In today’s economy people are looking for any way they can find to save a dollar. More people are clipping coupons than ever before and small luxuries such as coffee and take-out are on the decline. In a world where you are constantly denying yourself small pleasures, it might be worth it to find a bigger way you can save money so your morning latte doesn’t have to get the deep six.
Many people are trying to trim their budgets and save as much money as possible. Coupon use is at an all-time high and more people are surfing the net to find tips for saving money than ever before. However, you don’t need to look far to find places that you’re wasting money.
Read on to discover 6 ways you’re wasting money and put an end to your wasteful ways.
With tax season winding down, most people have already had their appointments with their tax preparers. It’s time to reflect on that experience and decide if you need to find new help for next year. Not all signs of a bad tax preparer are obvious, so don’t feel bad if you recognize one or more of these signs.