Cash The Checks Personal Finance Blog
Aug 24 2015 Other No comments

Some time ago you took out a loan and now you are faced with a difficult situation: you can no longer meet your monthly repayments. Perhaps you are facing a personal crisis, have lost your job, or are a student facing financial difficulty, but whether you are struggling with a personal loan, credit card or mortgage, it can be an incredibly stressful situation. You may be having trouble sleeping and feel unsure of where to turn, but there are a variety of helpful solutions.

Aug 23 2015 Other No comments

scholarship-owl

Can’t afford to go to college? Have you considered applying for scholarships? You can’t afford not to! Now more than ever, scholarships are vital to those who wish to attend a four year university.

buying-your-first-home

If you’re ready to settle down and buy a home, you may be so excited by house-hunting to think clearly about the entire process. Instead of being overwhelmed and confused, use this guide to walk through the 6 steps of buying a home.

pay-off-your-car-loan-early

The typical car loan lasts for 5 years, which isn’t a long time in the grand scheme of things, but paying that loan off early can save you significant money in interest payments and it can bolster your trade-in value if you plan on getting rid of the vehicle before the loan is up.

Whatever your reasons are for wanting to get rid of your car payment early, check out these 4 ways that you can pay the load down faster to knock one more debt off your list.

8 Credit Card Perks You Didn't Know You Had

Credit cards were often times seen as a scapegoat for the reason our economy was faltering. They really got a bad rap.

Irresponsible people would charge too much on their card without having the means to pay them off. Then eventually, when they could no longer get more credit or had too many debt collectors on their backs, they fell back on bankruptcy as an option to erase their debts.

save-money-on-gas

The price of gas is continually on the rise. With no end in sight to the soaring gas prices and little to no stability in the Middle East, where most of the gas this country uses comes from, it’s a good idea to learn how to save money on gas so you can get where you need to go without spending your entire paycheck at the pump.

Here are 10 easy ways you can save money on gas.

student-loan-quick-payoff

When you graduate from college or university and embark on your chosen career, it’s a good idea to start investing in your retirement from day one. While that may seem like the perfect plan on paper, actually making it happen is incredibly tough, usually because college graduates are left saddled with a student loan that can be totally crippling.

boost-your-cover-letter-resume

Cover letters are hard. A lot of people don’t even do them anymore. And I know some hiring managers who don’t read them because, in their words, they’re always so awful anyway. But most people will read them. Especially if your resume is almost on-point but not quite. A cover letter can go a long way to showing a potential employer how well your experience will mesh with the job you’re applying for. There is a lot of advice for writing cover letters.