Cash The Checks

This post should be useful to Cash The Checks readers. Having more money isn’t all about making it, but also about saving it. Just like the coupons you find in your local Sunday newspaper, there’s also online coupons. They’re so easy to find too. Instead of handing someone a coupon, you type in a coupon code at checkout. Online stores typically have a place within their site for a coupon code, or promotional codes, which gives a percent or dollar amount off your purchase. If you don’t know the code, you can’t take advantage of the discount. KeepCash helps you find these secret discount codes.

The great thing about KeepCash is that they list a lot of Internet coupons and also sales on items. These are discounts you couldn’t easily find on your own. The site itself finds the sales and clearly list them for you.

It is a great resource to have. You should always check the site before making any online purchase to see if they know of a sale. KeepCash list the best deals on products in many different stores.

This is a paid post.

This is part two of our review of store credit cards.. Now let’s look at several reasons that you should get store credit cards..

• If you have such an amazing control over yourself that you won’t buy more things at the store than you would usually do, then sure, take the initial discount, pay it off, then rip the card into pieces and never use it again.
• You’re more likely to qualify for a store credit card than a regular credit card. So if you have bad credit, get a card or two, use it whenever you are at the store, make your payments on time and build your credit.
• 15% off just for getting the card? If you’re buying something big that costs a lot of money, 15% off of a $2,000 HDTV is $300 off! So take the card, get the discount, and pay it off before accruing any interest.
• No payments for one year? Great, you get to keep more of your own money for longer, all while enjoying the new refrigerator or furniture you just bought. But who knows whether you’re going to have that kind of money available a year down the line? What you could do is deposit the cost of the furniture into an interest-earning savings account, then remember to withdraw it to make your payment when the due date nears. $2,000 @ 5% APY earns you $100 in 1 year. So take it as a $100 “rebate”.

Are you on the lookout for a simple, secure method to access a loan? AdvanceStart.com is able to provide access to deals on financial products. They have relationships with a wide range of banks, loan companies and other specialist lenders. By not being tied to one lender, they can list a variety of products.

Secured loans are typically loans for people who own a home or other collateral. These are called secured home loans.The borrower pledges their collateral for the loan. AdvanceStart.com works with independent secured loan lenders, who search the for best deals. These loans are offered by leading UK finance specialists.

Let AdvanceStart.com help you find the best loan for you. In three simple steps you will receive loan quotes from leading lenders who will compete for your business.

You can take a look at Advance Start and their secured loans here at Secured Loans UK.

This is a paid post.

When you get to a store, such as Sears, Macy’s, Best Buy, etc., and you make a purchase, they always ask you if you want to place it on your store credit card. If you don’t have one, they’ll offer one to you. They usually come with a discount, such as: 20% off on your first purchase or No payments til 2009. Should you do it? No!

Here’s a few reasons why NOT to get these store credit cards..

• The terms are not favorable with these cards. Store credit cards usually come with a higher interest rate than your usual credit card. There could also be a yearly fee.
• You’ll always know you have the card with you, making it much easier for you to buy things at that store.
• You’re more likely to make that store your “main” store, bypassing good sales and products available at other stores.
• When you’re offered a deal like: No payment until 2009, often times if you don’t pay your bill off in time, you’ll be retroactively charged all of the interest accrued throughout the years.

In the next couple of days, there will be a post with reasons why you should get a store credit card.

The decision to incorporate depends on the needs of the business and your own. Using a business structure such as a corporation or a limited liability company can bring you many benefits. Consider the following benefits of incorporation:

* Protection of your personal assets through liability protection. A corporation exists as a separate legal entity from your personal life. Any debts are incurred by the company, not the owner.

* Saving money on your taxes. Corporate entities are taxed at more favorable rates than are individuals or unincorporated businesses.

* Raising money is easier. Corporations have an increased ability to secure loans and investors. A corporation can sell shares of the company in order to raise capital.

* Easy to transfer ownership. Ownership of a corporation can be transferred by sale of all or a portion of the stock. A business corporation’s value will be based on the business, not the owner.

In researching your incorporation options, you may have heard about the benefits of Nevada incorporation. A Nevada Corporation or LLC pays no state income taxes. Nevada also has minimal reporting and limited disclosure requirements for corporations. These are some of the reasons that Nevada is the ideal locale for headquartering your business.

www.IncParadise.com is a Nevada based incorporator. By focusing on just one jurisdiction they make the whole incorporation process as efficient as possible. They offer very competitive pricing packages. You can take a look at what they have to offer at the following link: Tennessee corporations.

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Shopping around for a home loan or mortgage will help you find the best deal. Different lenders offer different products. Having several lenders means a wider selection of loan products and terms from which you can choose.

Before you start looking at homes for sale, know your budget, so you know how much you can afford to spend. It is never been this easy shop for a home loan online.

Personal Home Loan Mortgages.com provides information on home loans and offers financial tools to help borrowers make smart decisions about their finances. You can take a look at their mortgage rates here.

You can also look for mortgage brokers in your area, for example you can see Georgia mortgage brokers here.

This is a paid post.

If you are deciding where to go on vacation you have many choices. Learning all you can about your potential destination is advantageous. One main point of importance is where you will stay.

With so many hotels to choose from, it’s not always easy to find a good deal. You need to use the tools that are at your disposal, like the Internet. The advantage of searching for hotels on the Internet is that a traveler can easily shop and compare.

In recent years, the number of people booking on their own at online web sites has soared. Make planning and booking your trip easy through HotelReservations.com. It is affiliated with more than 70,000 properties worldwide. The multi-lingual site offer an easy to use hotel search feature. It also allows users to compare rates for airfare and rentals cars.

For a hotel search, simply enter your destination and the dates you will be there. You will immediately see a list of the rooms available. This Web site provides you with the ability to review each based on their location, services, rates, and amenities.

You have access to a lot of other information, including room descriptions, photos, special offers, destination information, maps and directions. You can easily find your ideal room.

You have the choice from among the most popular destinations. They have great deals for your accommodation in Tokyo, Seoul, Mexico City, New York, São Paulo, Mumbai (Bombay), Cairo, Delhi, Shanghai, Kolkata (Calcutta) - and many more popular cities.

You can view your hotel and its location online before you book. Narrow your destination to the one that best suits your needs. Maybe you want to stay in particular section of a city, like near the airport, an attraction, an activity, or an address.

From luxury accommodation to discount lodging, for the best Internet deals, check often on HotelReservations.com for Cheap Hotels.

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Education is a long-term investment, for it is an investment in you. Still, students often wonder if they Can afford college. Resources exist to help you finance your education. You can begin learning about college costs and how to pay for it by doing research. You can get a student consolidation loan at FinancialAid.com

The cost depends on the college and when you plan to attend. The cost of attendance includes the following:

* tuition and fees
* books and supplies
* room and board
* personal expenses
* transportation

It will be a combination of programs that will help you afford the costs of college. Financial aid is available to cover the costs of your education. Each college gives financial aid differently. Typically, aid packages consist of the following:

* Grants and Scholarships
* Federal Work Study
* Student Loans

Grants and scholarships are one of the best sources of aid because they don’t have to be repaid.

Work study helps you earn money for college. Work study provides students with part-time employment serving their campus and surrounding community.

Student loans are a primary funding tool for Americans pursuing a degree. These can help to make your college dream a reality. Student loans are a great way to borrow money at a great rate.

FinancialAid.com was established to help parents and students find the money they need to pay for college. It matches students with colleges, scholarships, and student loans. FinancialAid.com offers PLUS, Stafford, Consolidation and other Private Education Loans.

Unlike grants and scholarships, students loans have to be repaid. One of the most important decisions you will be making in the loan application process is choosing a lender. That is because the terms on the loan may last ten years or more. Take time to compare loans for interest rates terms, and a repayment plan that meets your needs.

Since 2000, FinancialAid.com has helped families find the financing they need. It offers the most competitive rates around. You can check their student loan consolidation rates here.

This is a paid post.

Are you desperately looking for a way out of serious debt? Seek expert debt advice and learn about debt solutions available, such as an IVA, a consolidation loan or debt management. Don’t wait for the debts to pile up any higher – get debt help now!

Seeing as how recently I joined the T-Shirt Hell & Snorg affiliate program, I took a look at another t-shirts site, but not to join an affiliate program, but to purchase custom t-shirts. CafePress has this service, but their design specifications are extremely limited, low quality and you can’t get things embroidered.

The site is Greek T-Shirts.com. It’s perfect if you’re in a fraternity or a sorority, and need t-shirts printed. You can complete the whole process online, they have a bunch of fraternities and sororities listed with a lot of designs, and if you don’t like any, you can choose your own design as well. The site is extremely user-friendly, and walks you through the process, step-by-step. If you want some greek shirts for your fraternity or sorority, you should give these guys a look..

Today June 15th is another installment date for sole proprietors who pay estimated taxes (1040-ES)

The due dates for estimated tax payments are:

For the period: Jan 1 - March 31
Due date: April 15

For the period: April 1 - May 31
Due date: June 15

For the period: June 1 - August 31
Due date: September 15

For the period: September 1 - December 31
Due date: January 15 the next year

If the 15th happens to fall on a holiday or a weekend day then the due date will be the next business day.

I pay my taxes at: https://www.eftps.com/eftps/ and just so I don’t forget, I set up automatic payments, so it’s withdrawn from my bank account right before it’s due.

The Credit Card Lowdown blog recently published the 100 most inspirational personal finance turn-around stories online. Me and Cash The Checks was featured in the Entrepreneur category at #84 on the list. Take a look at the complete list.

Now you can embed videos with The News Room and get paid for it, too. I just joined today and it was free and easy to embed the video above. You just choose the category, see a list of videos, and if you see any videos that would be interesting to your viewers, you can add them to your site by copying the code they provide. The video I embedded is titled “Four Gas Saving Myths”. It’s a good way to put timely, relevant news on your site.

Here’s how you make money.. Every time somebody views one of the news videos on your site, you get paid. Each video has an ad on it, so that’s how they make money. TheNewsRoom.com has a payment model where you earn anywhere from $1-$4 per thousand views (CPM).

Personally, I’ll be adding some tech videos to my tech blogs. So if you have a blog, want to deliver relevant content to your readers, and make money, give The News Room a look.

PayPerPost.com, a site that pays you to post reviews on your web site or your blog, has launched: Pay Per Post Direct. What is Pay Per Post Direct? Well, with this newly released service, you can add banners on your blog so that your visitors / readers can directly request that you review their product or their site and post it on your site specifically. You set your own price, and your advertisers have the option of either accepting your price for the review or declining it. It is yet another way to make money with your blog, by using Pay Per Post Direct.
You can watch this video here that shows you the step by step process to becoming a member of PPP Direct and on how to install the banners on your site. Personally I’ve found that it’s best to add it on your sidebar, at the bottom or near the bottom, where you have your contact information or where you’ve placed your rss feeds links, because that’s usually where advertisers look for ways to contact you about your ad rates.
PPP Direct lets you connect one-on-one with your potential advertisers, and for only a 10% fee (5% goes to PayPal & credit card processing). You may think of Pay Per Post Direct as a trusted escrow, with low fees. Competitors such as ReviewMe charge anywhere from 50-100% and keep nearly half of your money. So with PPP Direct you can make more money, by doing the same exact work, or you can simply pass on the savings to your advertisers, thus getting you more happy repeat media buyers.

Just wanted to give a quick update on Bucks 4 Banners. This company pays you a flat monthly fee for keeping their ads on your pages. It’s about $10 per month per site. I won’t be placing the ads on this site because the ads don’t fit very well with this blog theme. But on other sites of mine they’re perfectly fine. The ads are the usual 468×60 size.

I was real sketchy about this company since I had never heard of it before and they’re overseas. I opted to give them a shot and added them on an old blog of mine. It took a few days but my blog was approved and I added the ads on my site, then a few days after that, i got an Amazon.co.uk gift certificate. It was my signup bonus (about $20) then I got another payment for my first month (3 ads on 3 pages on 1 site) for about $10.

The only “bad” thing is that they pay via Amazon.co.uk gift certificates. I did use up my credits by buying a couple of books, but the shipping fees are pretty big considering the items are being shipped from the UK to the US, and they don’t qualify for Free “Super Saving Shipping”. Today I added 2 more sites of mine to Bucks 4 Banners, hopefully they’ll get approved so I can make even more from my “hard to monetize” sites.

ReviewMe is another alternative for blog owners to make a few extra bucks by posting reviews of sites or products that reflect the topic of your blog. I’m posting this now because yesterday I was paid for a few reviews I made. I did two $5.00 reviews and one $12.50 review and posted them on this very blog, so I received $22.50 into my paypal account.

The drawbacks that I notice first is that not every blog is accepted, you need to have a blog with a history of posts, readers and traffic, so beginners’ blogs most likely won’t be accepted. Next, review offers are hard to come by. It appears there’s many blogs in the database but not many advertises paying for reviews.

This site seems real good for advertisers, because there’s a high supply of blogs and a low demand, so you can get one-way permanent links on blogs reviewing your product or site for just a few bucks.

You can create a Review Me account here.