Cash The Checks

In these tough economy times a good credit score is the key in being able to open the doors of the purchasing world. The following are some tips on how one can increase their credit score.

- Make sure you are paying your credit card bills on time and of course more than the minimum.

- Remember you must use your credit in order to build it. You can’t just sit on a credit card and expect to increase your FICO score on it’s own.

- Aim in getting a major credit card, gas card and store credit isn’t as effective on building credit. Instead try Visa, MasterCard, or American Express.

- Don’t let any billing disputes go to collections. Handle all past due payments promptly

- Spread your credit, don’t use just one card for all your expenses. Your fico score will benefit if you maintain the use of your card below 30% of your total available balance.