Cash The Checks

Last time I checked, here are Washington Mutual’s interest rates in California
0.40% APY for a savings account. (Now isn’t that just pathetic.)

WAMU also has what’s called a Platinum Checking Account. With this account, your checking account earns interest. Depending on how much you have in the account, it earns a higher APY.

Still though, the amount is very low.

If you have $0 - $9,999 in the account, you earn a measily .15%. Not only that, but you’ll be charged a $13 monthly fee, because your balance was under $10k. To get all the way up to 3% you’d have to keep over $25,000 in the checking account.